Family Insurance USA/Wills Life Insurance Terms and Conditions
Effective Date: March 15, 2025
Introduction:
Family Insurance USA/Wills Life Insurance (“we,” “us,” or “our”) provides insurance services and products to individuals and families. These Terms and Conditions (“Terms”) govern your use of our website, services, and products, and our collection and use of your personal information.
Summary:
This document outlines our policies and procedures for collecting and using your personal information, communicating with you, and resolving disputes. By using our website, services, or products, you agree to be bound by these Terms.
1. Acceptance of Terms:
By using our website, services, or products, and by providing your personal information, you (“you” or “your”) agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website, services, or products.
2. Collection and Use of Personal Information:
We collect personal information from you, including:
– Name
– Phone number
– Email address
– Age
– Date of birth
– Address
For the purposes of this policy, “personal information” means information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular individual or household.
We use this information to:
– Provide insurance services and products
– Communicate with you about our services and products
– Offer you other products and services that may be of interest to you
3. Consent to Communication:
By providing your personal information, you consent to receive communications from us, including:
– Text messages
– Phone calls
– Emails
– Automated dialer calls
– Artificial intelligence-generated communications
– Other technologies that we may use to communicate with you
– Sales, marketing, and other information may be mailed to, and a life insurance agent may show up at your physical mailing address in an attempt to offer life insurance.
You understand that these communications may be for marketing purposes, and that you may opt-out of receiving them at any time by:
– Calling us at +1 470-450-1521
– Emailing us at info@FamilyInsuranceUSA.com
4. Disclosure of Personal Information:
We may disclose your personal information to:
– Our affiliates and subsidiaries
– Our service providers and contractors
– Insurance companies and other financial institutions
– Government agencies and regulatory authorities
We will only disclose your personal information as necessary to provide our services and products, and as required by law.
5. Security of Personal Information:
We take reasonable measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, no security measures can be 100% effective, and we cannot guarantee the security of your personal information.
6. Data Subject Rights:
You have the right to:
– Access and correct your personal information
– Opt-out of receiving marketing communications
– Request that we delete your personal information
– Request that we provide you with a copy of your personal information in a portable format
To exercise these rights, please contact us at +1 470-450-1521.
7. Retention Periods:
We will retain your personal information for as long as necessary to provide our services and products, and as required by law.
8. Complaint Procedure:
If you have a complaint or dispute related to our handling of your personal information, please contact us at +1 470-450-1521. We will investigate and respond to your complaint in a timely and fair manner.
9. Governing Law:
These Terms shall be governed by and construed in accordance with the laws of the United States and all 50 states. Any disputes arising out of these Terms shall be resolved through binding arbitration.
10. Changes to Terms:
We reserve the right to modify or update these Terms at any time without prior notice. Your continued use of our website, services, or products shall constitute your acceptance of any changes to these Terms.
11. Entire Agreement:
These Terms constitute the entire agreement between you and us regarding our collection and use of your personal information. These Terms supersede all prior or contemporaneous agreements or understandings.
By checking the “I agree to the terms and conditions” checkbox, you acknowledge that you have read, understand, and agree to be bound by these Terms.
Cookies and Tracking Technologies:
We use cookies and other tracking technologies to collect information about your use of our website and services. This information may include:
– Your IP address
– Your browser type and version
– Your operating system
– Your browsing history
We use this information to:
– Improve our website and services
– Personalize your experience
– Provide targeted advertising
You can opt-out of our use of cookies and tracking technologies by adjusting your browser settings or using a cookie-blocking tool.